RiskSek Privacy Policy

RiskSek respects your privacy.

RiskSek and its subsidiaries respect your privacy. This Privacy Policy informs you of our privacy practices and of the choices you can make about the way information about you, including from your online activity is collected and how that information is used by RiskSek. This Privacy Policy is readily available on our RiskSek.com home page and at the bottom of every RiskSek web page.

1. Scope of this Privacy Policy

This Privacy Policy applies to all RiskSek-owned websites, domains, services, applications, and products, and those of our wholly owned subsidiaries (“RiskSek sites or services”), except that a privacy policy or statement specific to a particular RiskSek program, product, or service may supersede or supplement this Privacy Policy.

If you do not agree with our policies and practices, your choice is not to use RiskSek sites or services. By accessing or using RiskSek sites or services, you agree to this Privacy Policy.

Links to non-RiskSek websites

RiskSek sites or services may provide links to third-party applications, products, services, or websites for your convenience and information. If you access those links, you will leave the RiskSek site. RiskSek does not control those third-party sites or their privacy practices, which may ”s practices. We do not endorse or make any representations about third-party sites. The personal data you choose to provide to or that is collected by these third parties is not covered by this Privacy Policy. We encourage you to review the privacy policy of any site you interact with before allowing the collection and use of your personal information. We may also provide social media features that enable you to share information with your social networks and to interact with RiskSek on various social media sites. Your use of these features may result in the collection or sharing of information about you, depending on the feature. We encourage you to review the privacy policies and settings on the social media sites with which you interact to make sure you understand the information that may be collected, used, and shared by those sites.

2. Collection of Personal Information

Personal information is any information that personally identifies you or from which you could be identified. This may include your name, address, telephone number, email address and profession or occupation.

RiskSek collects, exports, and uses personal information to manage your relationship with RiskSek and better serve you by personalizing your experience and interaction with RiskSek. Such collection is done with appropriate notice and consent. RiskSek may collect your personal information through your access and use of website, web-based applications, or mobile applications, during conversations or correspondence with RiskSek representatives, or when you purchase products or services or complete an online application form. RiskSek may collect personal information from you in connection with:

Product or service orders, activations, and registrations;

Profile creation and user verification for online services;

Information requests or complaints;

Marketing, newsletter or support subscriptions;

Contest entries or survey participation;

Job applications;

Event registration;

or visits or browsing on RiskSek websites.

The types of personal information RiskSek may collect from you includes: personal and business contact information, such as name, address, telephone number, and email address in some cases, your business contact data may be provided to RiskSek by a designated entity within your business or enterprise (such as a member of your IT department); financial information, such as your credit/debit card number or other billing information; other unique information such as user IDs and passwords, product functionality, product and service preferences, contact preferences, educational and employment background, and job interest data, geo-location data such as your IP address or physical location when you request location based services, details of the products and services you have purchased from us or which you have enquired about, together with any additional information necessary to deliver those products and services and to respond to your enquiries any additional information relating to you that you provide to us directly through our websites or indirectly through use of our websites or online presence, through our representatives or otherwise or information you provide to us through our support center, customer surveys or visits by our representatives from time to time.

If you post, comment, indicate interest or complaint, or share personal information, including photographs, to any public forum on an RiskSek site, social network, blog, or other such forum, please be aware that any information you submit can be read, viewed, collected, or used by other users of these forums, and could be used to contact you, send you unsolicited messages, or for purposes that neither you nor RiskSek have control over. RiskSek is not responsible for the personal information you choose to provide in these forums.

In addition to the information you provide, RiskSek may also collect information during your visit to an RiskSek website, web-based application, or a website “powered by” another company on behalf of RiskSek, through our data collection tools, which include web beacons, cookies, and embedded web links. These tools collect certain traffic information that your browser sends to a website, such as your browser type and language, access times, and the address of the website from which you arrived. They may also collect information about your Internet Protocol (IP) address, unique device identifier, clickstream behavior (i.e., the pages you view, the links you click, and other actions you take in connection with RiskSek websites or “powered by” websites) and product information. RiskSek may also use some of these data collection tools in connection with certain emails and communications sent from RiskSek and therefore may collect information using these tools when you open the email or click on a link contained in the email.

RiskSek also collects information from publicly or commercially available sources that it deems credible. Such information may include your name, address, email address, preferences, interests, and demographic/profile data. The information RiskSek collects from its public or commercial sources may be used along with the information RiskSek collects when you visit RiskSek’s sites. For example, RiskSek may compare the geographic information acquired from commercial sources with the IP address collected by data collection tools to derive your general geographic area Where necessary, RiskSek may also use information provided by you or your employer, together with information from publicly available and other online and offline sources, to conduct due diligence checks on business contacts as part of RiskSek’s anti-corruption program. RiskSek may also collect some information that is not personal information because it does not identify you or anyone else. For example, we may collect anonymous answers to surveys or aggregated information about how users use our websites, products or services.

3. How RiskSek uses your information

RiskSek may use your information to manage our relationship with you assist you in completing a transaction or order prevent and detect security threats, fraud or other malicious activity communicate with you about RiskSek products, services or support and send marketing communications provide products, services and support to you improve and develop products, services and support including through quality control, research and data analysis activities update you on new services and benefits provide personalized promotional offers measure performance of marketing initiatives, ads, and websites “powered by” another company on RiskSek’s behalf allow you to participate in contests and surveys answer inquiries, provide information, support or advice about existing and new products or services personalize RiskSek websites provide you with access to protected areas of our website assess and improve the performance and operation of RiskSek websites to keep your contact details up to date and provide updated details to RiskSek service providers and suppliers where necessary or to process and respond to any complaint made by you. We will give you the opportunity to choose your privacy preferences regarding the marketing communications we send.

Credit card information is used only for payment processing and fraud prevention. Salary information, government issued identification number and other sensitive personal information is not used for any other purpose and will not be kept longer than necessary for providing the services, unless you ask us to retain your credit card information for future purchases.

4. How RiskSek shares your information

RiskSek will not sell, rent or lease your personal information to others except as described in this Privacy Policy. RiskSek shares personal information in the following ways: RiskSek retains service providers and suppliers to manage or support its business operations, provide professional services, deliver complete products, services and customer solutions and to assist RiskSek with marketing and communication initiatives. These providers and suppliers may be located in the US or other overseas locations and include, for example, credit card processors, debt collectors, providers of customer support and live-help, marketing and communications, hosting and IT service providers, email service providers, automated data processors, shipping agents, management and support of RiskSek websites, order fulfillment and delivery. Suppliers and service providers are required by contract to keep confidential and secure the information received on behalf of RiskSek and may not use it for any purpose other than to carry out the services they are performing for RiskSek.

From time to time, RiskSek participates in marketing initiatives with other companies, including websites “powered by” another company on behalf of RiskSek. As part of these initiatives, certain RiskSek services and marketing communications may be delivered at the same time as those from other companies. Some of these services and communications offer you the option to share personal information with both RiskSek and the other companies participating in these initiatives. For example, you may receive marketing communications from RiskSek and other companies or have the opportunity to register online for software products from multiple companies. If you choose to provide personal information only to RiskSek, RiskSek will not share this information with the other companies participating in that marketing initiative. If you choose to provide personal information to the other companies, that personal information will be handled according to the privacy policy of those companies policies and practices. RiskSek may also transfer your personal information to other RiskSek-owned business entities in the US and worldwide using fair policy mechanism. By accessing RiskSek websites, registering for an account or service, or otherwise providing RiskSek with your personal information, you consent to this transfer of your personal information throughout the RiskSek network of entities.

Except as described in this Privacy Policy, RiskSek will not share the personal information you provide to RiskSek with non-RiskSek third parties without your permission, unless to: (i) respond to duly authorized information requests of police and governmental authorities; (ii) comply with any law, regulation, subpoena, or court order; (iii) investigate and help prevent security threats, fraud or other malicious activity; (iv) enforce/protect the rights and properties of RiskSek or its subsidiaries; or (v) protect the rights or personal safety of RiskSek, our employees, and third parties on or using RiskSek property when allowed and in line with the requirements of applicable law. Circumstances may arise where, whether for strategic or other business reasons, RiskSek decides to sell, buy, merge or otherwise reorganize businesses in some countries. Such a transaction may involve the disclosure of personal information to prospective or actual purchasers, or the receipt of it from sellers. It is RiskSek’s practice to seek appropriate protection for information in these types of transactions.

5. Children’s privacy

RiskSek does not knowingly collect information from children as defined by local law, and does not target its websites or mobile applications to children under these ages. We encourage parents and guardians to take an active role in their children’s online and mobile activities and interests. If we learn we have collected or received personal information from a child without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child, please contact us at connect@risksek.com

6. Your choices and selecting your privacy preferences

RiskSek gives you the choice of receiving a variety of information that complements our products and services. You can subscribe to receive certain product- and service-specific information and also choose to receive RiskSek general communications. We give you a choice regarding delivery of RiskSek general communications by postal mail, email, telephone, or mobile device. You can make or change your choices about receiving either subscription or general communications at the data collection point or by using other methods, which are listed in the following sections. This option does not apply to communications primarily for the purpose of administering order completion, contracts, support, product safety warnings, driver updates, or other administrative and transactional notices where the primary purpose of these communications is not promotional in nature.

Subscription communications

Subscription communications include email newsletters, software updates, etc. that may be explicitly requested by you or which you consented to receive. After you request such communications, you may opt out of receiving them by using one of the following methods: Select the email “opt out” or “unsubscribe” link, or follow the opt-out instructions included in each email subscription communication To unsubscribe from messages delivered to mobile devices, reply to the message with the words “STOP” or “END” or whatever term is used in that campaign Return to the web page(s) where you originally registered your preferences and follow the opt-out instructions or Write to the RiskSek legal department (contact details below). Be sure to provide your name, relevant contact information, and specific relevant information about the RiskSek subscriptions that you no longer wish to receive.

RiskSek general communications

RiskSek general communications provide information about products, services, and/or support. This may include new product or services information, special offers, or invitations to participate in market research or compliance reviews. You may opt out of receiving these general communications by using one of the following methods: Select the email “opt out” or “unsubscribe” link, or follow the opt-out instructions included in each email communication; To unsubscribe from messages delivered to mobile devices, reply to the message with the words “STOP” or “END”; or Write to the RiskSek corporate department (contact details below). Be sure to provide your name, relevant contact information, and specific relevant information about your privacy preferences.

7. Access to and accuracy of your information

RiskSek strives to keep your personal information accurately recorded. We have implemented technology, management processes and policies to help maintain data accuracy. RiskSek provides individuals with reasonable access to personal information that they provided to RiskSek and the reasonable ability to review and correct it or ask for anonymization, blockage, or deletion, as applicable. To protect your privacy and security, we will also take reasonable steps to verify your identity, such as requiring a password and user ID, before granting access to your data. To view and change the personal information that you directly provided to RiskSek, you can return to the web page where you originally submitted your data and follow the instructions on that web page or contact the RiskSek legal department. RiskSek will respond to access requests within 30 days.

Keeping your information secure

RiskSek takes seriously the trust you place in us. To prevent unauthorized access or disclosure, to maintain data accuracy, and to ensure the appropriate use of the information, RiskSek utilizes reasonable and appropriate physical, technical, and administrative procedures to safeguard the information we collect and process. RiskSek retains data only as required or permitted by local law and while it has a legitimate business purpose.

When collecting or transferring sensitive information such as credit card information we use a variety of additional security technologies and procedures to help protect your personal information from unauthorized access, use, or disclosure. The personal information you provide us is stored on computer systems located in controlled facilities which have limited access. When we transmit highly confidential information (such as credit card number or password) over the internet, we protect it through the use of encryption. Credit card numbers are used only for processing payments and are not used for other purposes.

9. Changes to this Privacy Policy

If we modify this Privacy Policy, we will post the revised policy here, with an updated revision date. If we make significant changes to this Privacy Policy that materially alter our privacy practices, we may also notify you by other means, such as sending an email or posting a notice on our corporate website and/or social media pages prior to the changes taking effect. Your continued use of RiskSek sites or services after we make changes is deemed to be acceptance of those changes, so please check this Privacy Policy periodically for updates. This Privacy Policy was last updated in October 2020.

10. Contacting RiskSek & How To Make a Complaint

We value your opinions. If you have comments or questions about this Privacy Policy, any concerns or a complaint regarding our collection and use of your data or a possible breach of your privacy, please send them to the RiskSek corporate department or write to us at the appropriate address below. We will treat your requests or complaints confidentially. Our representative will contact you within a reasonable time after receipt of your complaint to address your concerns and outline options regarding how they may be resolved. We will aim to ensure that your complaint is resolved in timely and appropriate manner.

RiskSek, Detroit, Michigan - USA. Email: connect@risksek.com

11. How RiskSek uses automatic data collection tools

The following sections provide additional information about commonly-used web technology tools.

Cookies

A “cookie” is a small data file transferred by a website to your computer’s hard drive. RiskSek or its service providers send cookies when you surf our site or sites where our ads appear, make purchases, request or personalize information, or register yourself for certain services. Accepting the cookies used on our site, sites that are “powered by” another company on RiskSek’s behalf, or sites where our ads appear may give us access to information about your browsing behavior, which we may use to personalize your experience. Cookies are typically classified as either “session” cookies or “persistent” cookies Session cookies do not stay on your computer after you close your browser.

Persistent cookies remain on your computer until you delete them or they expire. Most browsers automatically accept cookies by default, but you can usually refuse cookies or selectively accept cookies by adjusting the preferences in your browser. If you turn off cookies, there may be some features of our site that will not be available to you and some web pages may not display properly. You can find information on popular browsers and how to adjust your cookie preferences in the help and support section of your browser.

From time to time, RiskSek will use Flash local shared objects (LSOs) to store Flash content information and preferences. LSOs perform similar functions to HTML browser cookies and deposit small files on your computer, which are commonly called Flash cookies. Flash cookies are different from browser cookies and cookie management tools provided by your browser may not remove Flash cookies.

Web beacons

Some RiskSek.com and third-party web pages, applications, and HTML-formatted email use web beacons alone or in conjunction with cookies to compile information about your website usage and your interaction with email, as well as to measure performance on RiskSek.com, applications, and websites “powered by” another company on RiskSek’s behalf. A web beacon is an electronic image, called a single-pixel (1?1) or clear GIF. Web beacons can recognize certain types of information on your computer such as cookies, the time and date of a page viewed, and a description of the page where the web beacon is placed. Depending on the context, web beacons may also refer to content on a third-party server, and may be used by service providers to deliver relevant advertising to you.

You may be able to disable web beacons in email messages by not downloading images contained in the message you receive (this feature varies depending on the email software used on your personal computer). However, doing this may not always disable a web beacon or other automatic data collection tools in the email message due to specific email software capabilities.

If you choose to receive marketing emails or newsletters from RiskSek, RiskSek may automatically collect personal information about you. For example, through web beacons and personalized URLs embedded in these emails or newsletters, RiskSek can track whether you’ve opened those messages and whether you’ve clicked on links contained within those messages.

Embedded Web links

Emails from RiskSek often use links designed to lead you to a relevant area on the web, after redirection through RiskSek’s servers. The redirection system allows RiskSek to change the destination URL of these links, if necessary, and to determine the effectiveness of our marketing initiatives. In emails, such web links may also allow RiskSek to determine whether you have clicked a link in an email, and this information about the interaction may be connected to your personal identity. If you do not want RiskSek to collect information about the links that you click, you can change your choice about how you receive communications from RiskSek (i.e. choose a text-based version of the message where available) or choose not to click links in an email that RiskSek sends.

RiskSek ads and offerings on third-party websites

RiskSek contracts with service providers to place ads on websites owned by third parties. In addition, some websites may be “powered by” a service provider to provide RiskSek offers on RiskSek’s behalf. These service providers may send cookies from and use web beacons on these third-party websites and on RiskSek.com. The cookies and web beacons may enable RiskSek to collect information about the pages you viewed and the links you clicked. Most web browsers offer you the ability to inform websites and ad networks that you do not want your online activities tracked through a “Do Not Track” feature.

Terms & Conditions

[Terms of Use]

RiskSek

OVERVIEW

This Web site (the “Site”) is designed to provide general information about RiskSek, its affiliates and subsidiaries (collectively, “RiskSek”) and their products and services. Nothing presented here is intended to provide instructions on the use of RiskSek’s products or services. Specific information and instruction for products are found in the product manuals supplied with the products. This Site and its contents are intended to comply with the laws and regulations of the United States. While you can access this Site from outside the United States, our server is located within the United States, and the Site is intended to be used by residents located in the United States. All visitors agree to follow United States laws and regulations.

ACCEPTANCE OF TERMS

RiskSek provides this information to you, subject to the following terms, conditions and notices contained or referenced herein (the “Terms of Use”), which govern use of this Site. By using this Site, you signify your agreement to these Terms of Use. If you do not agree to all of these Terms of Use, please do not use this Site. RiskSek may, without notice and at any time, revise these Terms of Use and any other information contained in this Web site by updating this posting. RiskSek may also make improvements or changes in the products described in this site at any time without notice.

AVAILABILITY OF INFORMATION

RiskSek provides no guarantees regarding the availability of this Site or any text, pictures, logos, downloads or any other information contained herein. This Site is not intended as a product or service included with the purchase of any other product or service sold by RiskSek, their distributors or subsidiaries. It is not factored into the purchase price of any other product or service, and as such will not be considered as a factor for re-compensation in the event of loss of availability.

PRIVACY POLICY

Information you provide through this Site is subject to RiskSek’s Privacy Statement. RiskSek does NOT want to receive confidential or proprietary information from you through our Web site. Please note that any information or material sent to RiskSek will be deemed NOT to be confidential. By sending RiskSek any information or material, you grant RiskSek an unrestricted, irrevocable license to copy, reproduce, publish, upload, post, transmit, distribute, publicly display, perform, modify, create derivative works from, and otherwise freely use, those materials or information.

TRACKING SYSTEMS

We may use tracking systems, log files, and cookies to obtain and collect information about you. We use cookies to personalize our Web site. Cookies also enable us to recognize you when you return to our Web site, and provide additional functionality to you. By using this Site you agree to this tracking and agree to let third parties (contracted by us) to place cookies on your computer hard drive. If you have any questions regarding our use of your information, please see RiskSek’s online Privacy Statement.

GOVERNMENT REGULATIONS

This Site contains information about products which may or may not be available in any particular country, may be available under different trademarks in different countries, and where applicable, may be approved or cleared by a government regulatory body for sale or use with different indications and restrictions in different countries. Further, the documents and related graphics published on this Site could include technical inaccuracies or typographical errors. Changes are periodically made to the information on the Web Site.

RiskSek may make improvements and/or changes in the products described herein at any time. Nothing contained on this Site should be construed as a promotion or solicitation for any product, or for the use of any product, other than those produced and made available directly by RiskSek; furthermore, RiskSek does not promote or condone the use of products advertised on this Site for any purpose other than its intended purpose, as permitted by federal, state and local laws and regulations. Specific questions about the availability and use of products described on this Site should be directed to RiskSek staff via the appropriate email address, or the contact form on the website

LINKS TO THIRD-PARTY SITES

This Site may contain links to other websites (“Linked Sites”). The Linked Sites are not under the control of RiskSek, and RiskSek is not responsible for the contents of any Linked Site, including without limitation, any link contained on a Linked Site, or any changes or updates to a Linked Site. RiskSek is providing Linked Sites to you only as a convenience, and the inclusion of such Linked Sites is not an endorsement by RiskSek in favor of any Linked Site, or the services or products on such Linked Site. Without the written permission of RiskSek, you may not frame any of the content of this Site, or incorporate into another web site or other service the intellectual property of RiskSek.

PROHIBITED USE

As a condition of your use of this Site, you agree that you will not use this Site for any purpose that is unlawful or prohibited by the Terms of Use. You may not use this Site in any manner that could damage, disable, overburden, or impair the Site, its host, or any user of this Site, or interfere with any other party’s use of this Site. You also agree that you will not upload or transmit any communications or content of any type that infringes or violates any rights of any party.

COPYRIGHTS

All copyright rights in the text, images, photographs, graphics, user interface, and other content provided on this Site, and the selection, coordination, and arrangement of such content, are owned by RiskSek or its third-party licensors, to the fullest extent provided under the United States Copyright Act and all international copyright laws. Under applicable copyright laws, you are prohibited from copying, reproducing, modifying, distributing, displaying, performing or transmitting any of the contents of this Site for any purposes. Nothing stated or implied on this Site confers on you any license or right under any copyright of RiskSek or any third party. RiskSek’s Site and the information contained in reference herein are for informational purposes only. Any reproduction, re-transmission or copying of any materials or design elements of this Site is strictly prohibited, without the prior written consent of RiskSek. Requests for permission to reproduce any information contained on this Site should be addressed to RiskSek by filling out the site’s contact form. Notwithstanding the above, RiskSek authorizes you to make one (1) electronic or paper copy of the information posted on any page on this Site, provided that the copy is used solely for non-commercial, personal purposes, and further provided that any such copy remains protected by all copyright, trademarks, service marks, and other proprietary notices and legends contained on the Site. Systematic retrieval of data or other content from this site to create or compile, directly or indirectly, a collection, compilation, database or directory without written permission of RiskSek is prohibited.

INTELLECTUAL PROPERTY RIGHTS

Except as expressly authorized by RiskSek or by Content providers, You agree not to reproduce, modify, rent, lease, loan, sell, distribute, mirror, frame, republish, download, transmit, or create derivative works of the Content of others, in whole or in part, by any means. You must not modify, decompile, or reverse engineer any software RiskSek discloses to You, and You must not remove or modify any copyright or trademark notice, or other notice of ownership. RiskSek will endeavor to remove, in a timely manner, any information which infringes the copyright of any person under the laws of the United States upon receipt of email notice. Please note that United States law provides severe penalties for submitting such a statement falsely.

TRADEMARK RIGHTS

All rights in the product, company and trade names, as well as logos, product packaging and designs of all RiskSek products or services, whether or not appearing in large print or with the trademark symbol, belong exclusively to RiskSek, and are protected from reproduction, imitation, dilution or confusing or misleading uses under national and international trademark and copyright laws. The use or misuse of these trademarks or any materials, except as permitted herein, is expressly prohibited and nothing stated or implied on this Site confers on you any license or right under any patent or trademark of RiskSek.

WARRANTY DISCLAIMER

USE OF THIS SITE IS AT YOUR SOLE RISK. ALL MATERIALS, INFORMATION, PRODUCTS, SOFTWARE, PROGRAMS, AND SERVICES ARE PROVIDED “AS IS,” WITH NO WARRANTIES OR GUARANTEES WHATSOEVER. RiskSek EXPRESSLY DISCLAIMS TO THE FULLEST EXTENT PERMITTED BY LAW ALL EXPRESS, IMPLIED, STATUTORY, AND OTHER WARRANTIES, GUARANTEES, OR REPRESENTATIONS, INCLUDING, WITHOUT LIMITATION, THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OF PROPRIETARY AND INTELLECTUAL PROPERTY RIGHTS. WITHOUT LIMITATION, RiskSek MAKES NO WARRANTY OR GUARANTEE THAT THIS WEB SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE. YOU UNDERSTAND AND AGREE THAT IF YOU DOWNLOAD OR OTHERWISE OBTAIN MATERIALS, INFORMATION, PRODUCTS, SOFTWARE, PROGRAMS, OR SERVICES, YOU DO SO AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGES THAT MAY RESULT, INCLUDING LOSS OF DATA OR DAMAGE TO YOUR COMPUTER SYSTEM.

LIMITATION OF LIABILITY

IN NO EVENT WILL RiskSek BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES OF ANY TYPE WHATSOEVER RELATED TO OR ARISING FROM THIS WEB SITE OR ANY USE OF THIS WEB SITE, OR OF ANY SITE OR RESOURCE LINKED TO, REFERENCED, OR ACCESSED THROUGH THIS WEB SITE, OR FOR THE USE OR DOWNLOADING OF, OR ACCESS TO, ANY MATERIALS, INFORMATION, PRODUCTS, OR SERVICES, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOST SAVINGS OR LOSS OF PROGRAMS OR OTHER DATA, EVEN IF RiskSek IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THIS EXCLUSION AND WAIVER OF LIABILITY APPLIES TO ALL CAUSES OF ACTION, WHETHER BASED ON CONTRACT, WARRANTY, TORT, OR ANY OTHER LEGAL THEORIES.

INDEMNIFICATION

Upon request by RiskSek, you agree to defend, indemnify and hold harmless RiskSek and its subsidiaries, affiliates, officers, agents, co-branders or other partners and employees from all liabilities, claims and expenses, including reasonable attorneys’ fees, made by any third party due to or arising out of content you submit, post to or transmit through this Site, your use of the Site, your violation of the Terms of Use or your violation of any rights of another.

DISPUTES

You will resolve any claim, cause of action or dispute (“claim”) you have with us arising out

of or relating to this Statement or RiskSek in a state or federal court located in Northville, Michigan. The laws of the State of Michigan will govern this Statement, as well as any claim that might arise between you and RiskSek, without regard to conflict of law provisions. You agree to submit to the personal jurisdiction of the courts located in Northville, Michigan for the purpose of litigating all such claims. If anyone brings a claim against RiskSek related to you in reference to your use of our website, downloadable content or products, you will indemnify and hold RiskSek harmless from and against all damages, losses, and expenses of any kind (including reasonable legal fees and costs) related to such claim.

EXPORT

The U.S. export control laws regulate the export and re-export of technology originating in the United States. This includes the electronic transmission of information and software to foreign countries and to certain foreign nationals. Each user agrees to abide by these laws and their regulations, including (but not limited to) the Export Administration Act and the Arms Export Control Act, and not to transfer, by electronic transmission or otherwise, any content derived from this Site to either a foreign national or a foreign destination in violation of such laws.

SEVERABILITY

Unless otherwise specified herein, this Terms of Use statement constitutes the entire agreement between you and RiskSek and governs your use of this Site, superseding any prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and RiskSek. If any portion of this Terms of Use statement is held invalid or unenforceable, that portion shall be construed in a manner consistent with applicable law to reflect, as nearly as possible, the original intention of the parties, and the remaining portions shall remain in full force and effect.

NO WAIVER

The failure of RiskSek to enforce any provisions of these Terms of Use or respond to a breach by you or other parties shall not in any way waive its right to enforce subsequently any terms or conditions of this statement or to act with respect to similar breaches.

MISCELLANEOUS

You agree that no joint venture, partnership, employment, or agency relationship will exist between you and RiskSek as a result of this Terms of Use statement or your use of this Site. Nothing contained in this Terms of Use statement is in derogation of RiskSek’s right to comply with governmental, court and law enforcement requests or requirements relating to your use of this Site or information provided to or gathered by RiskSek with respect to such use. A printed version of this Terms of Use statement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this Terms of Use statement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. This Statement makes up the entire agreement between website users and RiskSek, and supersedes any prior agreements. If any portion of this Statement is found to be unenforceable, the remaining portion will remain in full force and effect

TERMINATION

RiskSek reserves the right, in its sole discretion, to terminate your access to all or part of this Site, with or without notice. RiskSek also reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Site (or any part thereof) with or without notice for any reason or no reason whatsoever. RiskSek shall not be liable to you or any third party for any modification, suspension or discontinuance of this Site.

CONTACT US AT:

connect@risksek.com